Abansa Andorra

Tax savings calculator

How much could you save in tax by living in Andorra?

Compare what you pay today with what you would pay in Andorra and find out how long it could take to recoup the non-refundable 50.000 € contribution generally required to obtain self-employed residence and work authorisation.

Indicative calculation based on Law 5/2014 on Personal Income Tax (IRPF) and Law 95/2010 on Corporate Income Tax of the Principality of Andorra.

Tax Savings Calculator · Abansa
1Where are you currently taxed?
2How do you carry out your activity?
3Enter your annual income
€

In Andorra, Corporate Income Tax is 10 %.

Spain: Corporate income tax: standard rate of 25 % · Andorra: Corporate income tax: standard nominal rate of 10 %

€

In Andorra, the first €24,000 is tax-free; the rest is taxed at 10 %, with a reduction of up to €800.

Spain: Personal income tax: top marginal rate of approximately 45 % to 54 %, depending on the autonomous community · Andorra: Personal income tax: maximum rate of 10 %

€

Dividends from an Andorran company are exempt for a shareholder resident in Andorra.

Spain: Savings and dividends: between 19 % and 30 % · Andorra: Dividends distributed by Andorran companies: Exempt.

Information and tax rates updated to September 2026.

The percentages used are general or marginal reference rates and cannot be applied automatically as effective rates to total income. The calculation does not take into account all personal, family or regional circumstances, nor all the deductions, contributions or special regimes that might apply.

The results are for guidance only and do not constitute tax advice. Actual taxation will depend on each user's personal, family, wealth and business situation and on the regulations in force.

Tax comparison

Spain and Andorra: the main differences

The gap between the two tax systems is what determines how much you save each year.

TaxSpainAndorra
Corporate Income Tax25 % (standard rate)10 %
Personal income tax, top rateBetween 45 % and 54 %, depending on the autonomous community10 %
Savings incomeFrom 19 % to 30 %10 % (first 3.000 € exempt)
DividendsFrom 19 % to 30 %Exempt if they come from an Andorran company
Wealth TaxDepending on the autonomous communityNone
Inheritance and Gift TaxDepending on the autonomous communityNone
VAT / IGI21 % (standard rate)4,5 % (standard rate)

Information and tax rates updated to September 2026.

The results are for guidance only and do not constitute tax advice. Actual taxation will depend on each user's personal, family, wealth and business situation and on the regulations in force.

Requirements

What you need to move your residence

These are the general requirements for active self-employed residency, the type the calculator refers to.

  1. 01Set up a company in Andorra and carry out genuine business activity through it.
  2. 02Live in Andorra for more than 183 days a year.
  3. 03Make the non-refundable 50.000 € contribution required by law.
  4. 04Have a home in Andorra.
  5. 05Plan your departure from your current country to avoid tax residency conflicts.
Let's talk

Want to know your actual figure?

The calculator gives you an initial idea. At Abansa we analyse your full case, including social security contributions, tax residence and the impact of leaving your current country, and propose the most suitable structure.

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Company formation in Andorra Set up your company in Andorra with Abansa. We support you throughout the entire process: establishing your business, tax planning, company incorporation, foreign investment, opening a bank account and launching your activity with full legal certainty. Investing in Andorra Invest in Andorra with comprehensive advice from Abansa. We analyse investment opportunities and tax, property and business structures to develop secure and efficient projects in the Principality. Residency in Andorra Obtain residency in Andorra with advice from Abansa. We support you with the change of tax residence, requirements, types of residency, wealth planning and international relocation. Taxation in Andorra Efficient taxation starts with good planning.

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